Home – Flats to Country Houses

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From bed-sit to mansion, Diamond Insurance can provide the right cover for your ‘castle’ and everything in it.

We offer a friendly, individual service that you can only get from a smaller independent. We have no call centres. You will be straight through to a small efficient team of experts who will offer you professional, impartial advice to ensure we find you the policy cover that you really need and won’t charge you for extras that you don’t need.

And when we charge a nominal handling fee we’re very upfront about it.

When you take out any policy with Diamond Insurance, you’ll have a trained negotiator on hand. Should you need to make a claim, you won’t be on your own. Our claims assistance service is second to none with hands-on support to negotiate on your behalf.

Building cover – What’s included

  • Fire and perils
  • Optional extended cover for accidental damage
  • Subsidence and heave
  • Glass and sanitary fixtures
  • Underground services
  • Loss of rent or alternative accommodation
  • Professional fees and legal expenses / emergency helpline

Contents cover – What’s included

  • New for old
  • Fire and perils
  • Liability cover as occupier
  • Liability cover for domestic employees and tenants
  • Loss of keys
  • Personal liability
  • Legal expenses / emergency helpline

What’s available?

  • Optional extended cover for accidental damage
  • Bedroom-rated or based on sums insured
  • Frozen food
  • Personal possessions
  • Valuable items including collections (eg coins, stamps)
  • Money and credit cards
  • Students possessions whilst at university

Discounts available

  • Approved security doors and window locks
  • Alarms and smoke detectors
  • Neighbourhood watch
  • Regular daytime/night time occupancy
  • Age of policy holder

Other cover available

  • Optional extended cover for caravans, boats etc.
  • 2nd homes incl holiday homes UK and Europe
  • Blocks of flats
  • Property owners cover incl let properties, unoccupied etc.